What’s in your plan
Five categories. Every aspect of your end-of-life planning, covered. Here’s what’s waiting for you inside your Adios plan, and why the numbers make it urgent.
The facts most Australians don’t know
52%
of Australians don’t have a Will, meaning their estate goes to court
1 in 10
Australians have a Binding Death Benefit Nomination for their superannuation
15%
of people who want to die at home actually do, without a plan, the system decides for you
1. Financial
Your Adios Financial section covers everything your executor will need to locate, access, and distribute your assets without a forensic investigation.
Superannuation & BDBN
Your super doesn’t automatically form part of your estate. A Binding Death Benefit Nomination tells the fund exactly who gets it, and fewer than 1 in 10 Australians have one.
Bank accounts & investments
List every account, institution, and investment portfolio. Include access details so your executor isn’t locked out of assets they don’t know exist.
Insurance policies
Life, income protection, TPD. Record policy numbers, insurers, and beneficiaries in one place, so nothing gets missed at claim time.
2. Legal
52% of Australians don’t have a Will. Of those who do, many haven’t updated it since they got married, had children, or bought property. The Legal section walks you through what you need and where to get it.
Will
The foundation of any estate plan. Record where yours is stored, who your executor is, and when it was last updated. Links to low-cost Will providers if you’re starting from scratch.
Power of Attorney
Appoint someone to make financial and legal decisions if you become incapacitated. Without one, your family may need to go to court, at significant cost and delay.
Advance Care Directive
Tell the medical system what you want if you can’t speak for yourself. It’s a legal document, and most people don’t have one.
3. Health
Only 15% of people who express a wish to die at home actually do. That gap exists because no one knew what they wanted, or who to tell. The Health section gives your wishes legal and practical weight.
End-of-life wishes
Where you want to be cared for. What interventions you do or don’t want. Who should be in the room. These decisions don’t have to be made by exhausted strangers in an emergency.
Organ donation
Australia’s opt-in system means your wishes aren’t automatically known. Record your decision and make sure your Amigos know it too.
Medical conditions & medications
A complete health summary for emergency responders, paramedics, and the doctors who’ll be making decisions under pressure.
4. Memorial
Most families are left guessing. Funeral decisions get made in 48 hours, while everyone is in shock, with no idea what the person actually wanted. Your Memorial section changes that.
Funeral preferences
Burial or cremation. Service type. Music. Readings. Flowers or donations. Your call, not a rushed decision made by someone who can’t stop crying.
Memorial & celebration wishes
What kind of farewell reflects who you actually are? A gathering at the local pub, a quiet family ceremony, a wake with dancing, say so.
Personal messages
Letters, videos, notes for the people you love. Stored securely and released at the right time.
5. Personal
The category people underestimate most. The passwords, the accounts, the contacts, the context, the everyday stuff that becomes a maze when someone is gone.
Digital accounts & passwords
Email, social media, streaming, banking apps. What should be closed, what should be memorialised, what should be transferred, and how to access each one.
Emergency contacts & key people
Your accountant. Your solicitor. Your GP. Your financial adviser. The people your family will need to call in the first 48 hours, all in one place.
Personal history & final messages
The things that don’t fit anywhere else. Your story. What you want people to know. The stuff that makes a life more than a list of assets.